Saturday, November 27, 2010

Holiday Shopping

In a blog there's really no such this as "off-topic" but since this blog is focused on writing this is a bit off of THAT topic.

I just got a piece of financial good news this weekend.  Although it was no surprise, the envelope from Toyota containing the title to our minivan was a great reminder of a 4-year debt that is now gone.  It is such a great feeling to go forward with the ability to put a few hundred dollars each month into something else - like savings.

The title couldn't have come at a better time.  This is Thanksgiving weekend, possibly the biggest shopping weekends of the year.  Financial experts like Clark Howard and Dave Ramsey strongly recommend using cash whenever possible.  But if you must use a credit card, make sure you save the receipts, not just for returns, but to keep track of what you're spending. 

Remember, when you get those credit card statements next month.  You don't want to replace the traditional 3-word phrases meant for the season like "I love you," and "Merry Christmas all" with "WHAT THE F***!"

And when you get a little break from shopping,

Write On.

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